The Clock Is Ticking. We Can Help.
If you’re behind on payments or an auction date has been set, a fast cash sale may be your best path forward — protecting your credit, paying off what you owe, and letting you walk away with money in your pocket.
A Completed Foreclosure Follows You for Years
When a bank forecloses, it doesn’t just take your home — it leaves a mark on your credit report that stays for seven years. That means difficulty renting, difficulty buying a car, and no path back to homeownership for a long time.
A voluntary sale before the auction date changes everything. Even a fast cash sale at a discount almost always leaves you in a better financial position than letting foreclosure run its course — and in many cases, if there’s equity in the home, you walk away with money after the mortgage and arrears are paid.
The one thing that closes these options is time. The sooner you act, the more we can do. Once the auction date passes, our ability to help ends.
If your auction date is within 30 days, don’t fill out a form — call us directly at (904) 605-1400. We respond immediately to urgent situations and can move faster than most people expect.
We Help at Every Stage of Foreclosure.
First Missed Payment
One or two months behind? You have the most options right now. A sale today likely leaves you with equity after payoff. Don’t wait.
Notice of Default Filed
Your lender has started the formal process. You still have time to sell before the foreclosure proceeds further — but the window is narrowing.
Auction Date Set
This is urgent. Call us immediately. We have closed sales within days of an auction date when contacted in time. Every day matters.
HOA or Tax Foreclosure
Behind on HOA dues or property taxes? These can trigger foreclosure independently of your mortgage. We handle both through the title company at closing.
Underwater on the Mortgage
Owe more than the home is worth? A short sale — where the lender accepts less than the full balance — may be possible. We have experience navigating these.
Inherited Home in Foreclosure
Inherited a property that’s already in foreclosure? We can work with the estate and the lender to find a path to closing before the auction date.
Fast by Design. That’s the Point.
Call us with your timeline
Tell us your situation — how far behind you are, whether an auction date has been set, and roughly what you owe. The more we know, the faster we can move.
Cash offer within 24 hours
We evaluate your property quickly and deliver a written cash offer — often the same day for urgent situations. We’ll also show you exactly what your net proceeds will look like after payoff.
Close before the auction
We open escrow immediately and work to close before your auction date. Mortgage and arrears are paid at closing. You receive any remaining equity.
Selling Now vs. Letting Foreclosure Complete
| Selling to investWyze | Completed Foreclosure | |
|---|---|---|
| Credit impact | ✓ Minimal — controlled sale | ✗ 7 years on your credit report |
| Cash to you | ✓ Equity after payoff (if any) | ✗ Nothing — bank keeps it all |
| Timeline control | ✓ You choose the closing date | ✗ Bank sets the auction date |
| Deficiency judgment risk | ✓ Eliminated at closing | ✗ Lender may pursue you for balance |
| Future homeownership | ✓ Recoverable in 2–3 years | ✗ Blocked for 7+ years |
| Emotional closure | ✓ Clean break, move forward | ✗ Months of uncertainty and stress |
I was four months behind and had an auction date coming up. I called investWyze not expecting much — but they were back to me within an hour, explained everything clearly, and we closed before the auction. The bank got paid, my credit didn’t get destroyed, and I walked away with money.
What You Want to Know Before Calling
How close to the auction date can you actually close?+
Will selling stop the foreclosure process?+
What if I owe more than the house is worth?+
What happens to my credit if I sell before foreclosure?+
Is there any cost or obligation to get a cash offer?+
One call can stop the foreclosure.
We respond within the hour. Local Jacksonville investors who move fast when it matters.
(904) 605-1400